LOAN TERMS

All loans at Acme Pawn Shops are for an initial period of 30 days. At that time charges are due. There is a 10 day grace period. If you redeem your item within the 10 day grace period (30 - 40 days), you will be charged only 1 1/2 times the interest. After day 40, it is double interest to pick up your pawn, or you may pay the interest to renew your pawn for another 30 days. Charges are due every 30 days and charges plus principal will be charged when you return for your item.

If you know you are going to be late, call us and make arrangements. After day 40 if we do not hear from you, we will put your item on the floor for sale!

Acme Pawn accepts no responsibility in case of damage or loss to your items while on pawn. However, we will take care of it like it is ours!

If we lose merchandise to any law enforcement agency or authority, Acme Pawn will prosecute the person who pawned it to the fullest extent of the law.

No warranties, refunds or exchanges on what we sell unless in writing by the manager.

All items must be in good, clean, working condition. All serial numbers and identifying decals must be present and unaltered.

PRIVATE AND SECURE CASH LOANS

Acme Pawn does its best to insure the privacy of all transactions. Transaction information is only discussed in the following circumstances:

1. With the person who pawned the item.

2. With the person who holds the redemption ticket for the item.

3. With law enforcement / municipal bylaw as mandated by law.

Due to our concern for your privacy and the safety of your items, we will not be able to allow your 'friend', 'wife', 'brother', or 'parents' to redeem / renew any items under your name unless you come and release them personally or unless you provide them with the redemption ticket.

Loan Policies

We require valid photo identification: driver's license, passport, or any Government issued identification.

We do not split up or divide loan tickets; any items pawned together must be redeemed together.

We will not show or demonstrate items in pawn to a potential buyer.

We do not purchase or pawn items to which you do not have a clear and valid ownership entitlement. This means that any item on 'monthly payments', 'rent to own', or other time-based and conditional sales agreements is not acceptable for pawn. Pawning these items is a type of fraud and may result in criminal charges.

Pawn tickets are legal documents. According to State law, the possessor of the ticket can redeem the ticket - therefore - DO NOT LOSE YOUR PAWN TICKET. If you have lost a pawn ticket notify us IN PERSON immediately to avoid unwanted redemption of your goods by someone else.

It is strongly suggested that you do not pawn or sell items for friends or acquaintances. Legally you are held responsible for those items if they flag as stolen and you may be criminally charged. Pawn only those items you are certain of.

All loans must be paid back using cash.